[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.4weld.sk\/ako-spravne-gazdovat-s-peniazmi\/#Article","mainEntityOfPage":"https:\/\/www.4weld.sk\/ako-spravne-gazdovat-s-peniazmi\/","headline":"Ako spr\u00e1vne gazdova\u0165 s peniazmi","name":"Ako spr\u00e1vne gazdova\u0165 s peniazmi","description":"Predpoklad\u00e1m, \u017ee v\u00e4\u010d\u0161ine z\u00a0n\u00e1s nefiguruje na \u00fa\u010dtoch nieko\u013ekocifern\u00e9 \u010d\u00edslo. \u017dijeme si svoje oby\u010dajne priemern\u00e9 \u017eivoty, s\u00a0oby\u010dajn\u00fdmi probl\u00e9mami a\u00a0priemern\u00fdmi pr\u00edjmami. A nie je ni\u010d hor\u0161ie, ako ke\u010f v\u00e1s prekvapia ne\u010dakan\u00e9 v\u00fddavky. Isto to pozn\u00e1 ka\u017ed\u00fd z\u00a0n\u00e1s. Pl\u00e1nujete \u00eds\u0165 s\u00a0rodinou na pred\u013a\u017een\u00fd v\u00edkend do Tatier. Len\u017ee \u010do \u010dert nechce! Zavol\u00e1 man\u017eel, \u017ee sa mu cestou do pr\u00e1ce pokazilo auto! \u201eNebude to ani tak\u00e9 drah\u00e9, ako som si myslel. Bratranec Fero z\u00a0autoservisu mi...","datePublished":"2016-11-30","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.4weld.sk\/author\/#Person","name":"","url":"https:\/\/www.4weld.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2a487990a452554e9d027cbab96c6e6e6d3b119f22a2b3fb9e2bcb7e021cd643?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2a487990a452554e9d027cbab96c6e6e6d3b119f22a2b3fb9e2bcb7e021cd643?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"4weld.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.4weld.sk\/wp-content\/uploads\/img_a279486_w2022_t1599401997.jpg","url":"https:\/\/www.4weld.sk\/wp-content\/uploads\/img_a279486_w2022_t1599401997.jpg","height":0,"width":0},"url":"https:\/\/www.4weld.sk\/ako-spravne-gazdovat-s-peniazmi\/","about":["Peniaze"],"wordCount":597,"articleBody":"Predpoklad\u00e1m, \u017ee v\u00e4\u010d\u0161ine z\u00a0n\u00e1s nefiguruje na \u00fa\u010dtoch nieko\u013ekocifern\u00e9 \u010d\u00edslo. \u017dijeme si svoje oby\u010dajne priemern\u00e9 \u017eivoty, s\u00a0oby\u010dajn\u00fdmi probl\u00e9mami a\u00a0priemern\u00fdmi pr\u00edjmami. A nie je ni\u010d hor\u0161ie, ako ke\u010f v\u00e1s prekvapia ne\u010dakan\u00e9 v\u00fddavky. Isto to pozn\u00e1 ka\u017ed\u00fd z\u00a0n\u00e1s. Pl\u00e1nujete \u00eds\u0165 s\u00a0rodinou na pred\u013a\u017een\u00fd v\u00edkend do Tatier.Len\u017ee \u010do \u010dert nechce! Zavol\u00e1 man\u017eel, \u017ee sa mu cestou do pr\u00e1ce pokazilo auto! \u201eNebude to ani tak\u00e9 drah\u00e9, ako som si myslel. Bratranec Fero z\u00a0autoservisu mi pom\u00f4\u017ee zohna\u0165 s\u00fa\u010diastku na opravu za super cenu!\u201c po\u010dujete kri\u010da\u0165 svojho mu\u017e v\u00a0mobile.\u00a0 A\u00a0vy ani trochu nech\u00e1pete jeho rados\u0165. Hlavne ke\u010f zo seba dostane sumu za t\u00fa s\u00fa\u010diastku. Peniaze odlo\u017een\u00e9 na v\u00edkend v\u00a0Tatr\u00e1ch \u010doskoro zmenia majite\u013ea… Ako ale pred\u00eds\u0165 tak\u00fdmto situ\u00e1ci\u00e1m?Poznajte svoje v\u00fddavkyV\u00a0prvom rade je d\u00f4le\u017eit\u00e9 usporiada\u0165 si svoje v\u00fddavky, vedie\u0165 ko\u013eko a\u00a0za \u010do mus\u00edte zaplati\u0165. B\u00fdvanie, cestovn\u00e9 do pr\u00e1ce, oble\u010denie, strava. Zd\u00e1 sa v\u00e1m, \u017ee m\u00ed\u0148ate ve\u013ea? Sk\u00faste si jeden mesiac p\u00edsa\u0165, ko\u013eko a\u00a0za \u010do utr\u00e1cate peniaze. Je to otravn\u00e9, ale stoj\u00ed to za to. Ke\u010f to vid\u00edte sp\u00edsan\u00e9 v\u0161etko na jednom\u00a0 papieri, z\u00edskate na svoje peniaze \u00faplne in\u00fd poh\u013ead! Ale hlavne zist\u00edte, \u017ee \u010dasto kr\u00e1t kupujete zbyto\u010dne ve\u013ea, alebo k\u00fapite veci, ktor\u00e9 v\u00f4bec nepotrebujete.Treba \u0161etri\u0165\u00c1no, neust\u00e1le to po\u010d\u00favame zo v\u0161etk\u00fdch str\u00e1n. Je d\u00f4le\u017eit\u00e9 odlo\u017ei\u0165 si zo svojho pr\u00edjmu v\u017edy nejak\u00fa \u010diastku na hor\u0161ie \u010dasy. Pod\u013ea odborn\u00edkov je ide\u00e1lne, ke\u010f si ka\u017ed\u00fd mesiac odlo\u017e\u00edte 10% zo svojho pr\u00edjmu. Nie v\u017edy sa to d\u00e1, d\u00f4le\u017eit\u00e1 je v\u0161ak v\u00f4\u013ea. Ak si nem\u00f4\u017eete dovoli\u0165 da\u0165 bokom 10% svojich pe\u0148az\u00ed, sk\u00faste to s\u00a0men\u0161ou \u010diastkou.Aj ke\u010f to bude iba 10 euro, v\u017edy je to lep\u0161ie ako ni\u010d. Za rok to bude 120 euro, ktor\u00e9 m\u00f4\u017eu by\u0165 rezervou na \u010doko\u013evek. Ide\u00e1lne je odlo\u017ei\u0165 si tieto peniaze hne\u010f na za\u010diatku mesiaca. Banky pon\u00fakaj\u00fa napr\u00edklad r\u00f4zne typy sporiacich \u00fa\u010dtov. Sta\u010d\u00ed zada\u0165 trval\u00fd pr\u00edkaz, a\u00a0penia\u017eky od\u00eddu z\u00a0\u00fa\u010dtu. A\u00a0ke\u010f nebud\u00fa na be\u017enom \u00fa\u010dte, tak ich neminiete.Poupratujte si vo svojich veciachAk sa v\u00e1m st\u00e1le nedar\u00ed odlo\u017ei\u0165 si nejak\u00e9 peniaze bokom, alebo si chcete k\u00fapi\u0165 nie\u010do \u201enad limit\u201c va\u0161ich pr\u00edjmov, a\u00a0nem\u00e1te za \u010do, sk\u00faste si doma uprata\u0165. Nemysl\u00edm t\u00fdm poutiera\u0165 prach a\u00a0povys\u00e1va\u0165. Sk\u00f4r sa sk\u00faste objekt\u00edvne pozrie\u0165 na veci ktor\u00e9 m\u00e1te doma, v\u00a0skrini, pivnici, gar\u00e1\u017ei. V\u00a0skrini ur\u010dite n\u00e1jdete ve\u013ea vec\u00ed, ktor\u00e9 ste nieko\u013eko rokov nemali na sebe, a\u00a0opatrujete ich iba z\u00a0nostalgie, alebo s\u00a0mylnej n\u00e1deji, \u017ee do t\u00fdch \u0161iat op\u00e4\u0165 schudnete.Alebo ste k\u00fapi mix\u00e9r \u010di od\u0161\u0165avova\u010d, pou\u017eili ho jeden kr\u00e1t, a\u00a0teraz je odlo\u017een\u00fd na polici v\u00a0gar\u00e1\u017ei. Zbavte sa t\u00fdch vec\u00ed! Existuje mno\u017estvo internetov\u00fdch baz\u00e1rov, kde \u013eahko nepotrebn\u00e9 veci pred\u00e1te. Nebud\u00fa v\u00e1m zbyto\u010dne zabera\u0165 miesto v\u00a0skrini, a\u00a0ich predajom z\u00edskate potrebn\u00e9 peniaze na k\u00fapu nie\u010doho, \u010do potrebujete s\u00farnej\u0161ie, alebo v\u00e1m urob\u00ed rados\u0165.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako spr\u00e1vne gazdova\u0165 s peniazmi","item":"https:\/\/www.4weld.sk\/ako-spravne-gazdovat-s-peniazmi\/#breadcrumbitem"}]}]