[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.4weld.sk\/financne-sluzby\/#Article","mainEntityOfPage":"https:\/\/www.4weld.sk\/financne-sluzby\/","headline":"Finan\u010dn\u00e9 slu\u017eby","name":"Finan\u010dn\u00e9 slu\u017eby","description":"Spolo\u010dnost\u00ed, ktor\u00e9 n\u00e1m tak\u00e9to slu\u017eby poskytuj\u00fa je dos\u0165. Av\u0161ak o moc viac je slu\u017eieb, ktor\u00e9 dan\u00e9 spolo\u010dnosti pon\u00fakaj\u00fa.Banky Najprv si ujasnime, ak\u00e9 druhy b\u00e1nk existuj\u00fa. Banky del\u00edme na \u0161t\u00e1tne, s\u00fakromn\u00e9, dru\u017estevn\u00e9, komun\u00e1lne a verejnopr\u00e1vne in\u0161tit\u00facie. Tieto banky sa teda delia pod\u013ea vlastn\u00edctva. \u0160t\u00e1tna banka Slovenska m\u00e1 n\u00e1zov N\u00e1rodn\u00e1 banka Slovensko. Banka p\u00f4sob\u00ed od roku 1993, od roku 2009 sa stala s\u00fa\u010das\u0165ou E\u00fa. V skratke NBS m\u00e1 teda doh\u013ead nad ostatn\u00fdmi...","datePublished":"2017-04-14","dateModified":"2017-04-14","author":{"@type":"Person","@id":"https:\/\/www.4weld.sk\/author\/#Person","name":"","url":"https:\/\/www.4weld.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2a487990a452554e9d027cbab96c6e6e6d3b119f22a2b3fb9e2bcb7e021cd643?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2a487990a452554e9d027cbab96c6e6e6d3b119f22a2b3fb9e2bcb7e021cd643?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"4weld.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.4weld.sk\/wp-content\/uploads\/img_a281064_w2022_t1497454459.jpg","url":"https:\/\/www.4weld.sk\/wp-content\/uploads\/img_a281064_w2022_t1497454459.jpg","height":0,"width":0},"url":"https:\/\/www.4weld.sk\/financne-sluzby\/","about":["Slu\u017eby"],"wordCount":451,"articleBody":"Spolo\u010dnost\u00ed, ktor\u00e9 n\u00e1m tak\u00e9to slu\u017eby poskytuj\u00fa je dos\u0165. Av\u0161ak o moc viac je slu\u017eieb, ktor\u00e9 dan\u00e9 spolo\u010dnosti pon\u00fakaj\u00fa.BankyNajprv si ujasnime, ak\u00e9 druhy b\u00e1nk existuj\u00fa. Banky del\u00edme na \u0161t\u00e1tne, s\u00fakromn\u00e9, dru\u017estevn\u00e9, komun\u00e1lne a verejnopr\u00e1vne in\u0161tit\u00facie. Tieto banky sa teda delia pod\u013ea vlastn\u00edctva.\u0160t\u00e1tna banka Slovenska m\u00e1 n\u00e1zov N\u00e1rodn\u00e1 banka Slovensko. Banka p\u00f4sob\u00ed od roku 1993, od roku 2009 sa stala s\u00fa\u010das\u0165ou E\u00fa. V skratke NBS m\u00e1 teda doh\u013ead nad ostatn\u00fdmi slovensk\u00fdmi bankami a nad NBS m\u00e1 doh\u013ead Eur\u00f3pska \u00fania, \u010di\u017ee je s\u00fa\u010das\u0165ou centr\u00e1lnej eur\u00f3pskej banky.S\u00fakromn\u00e9 bankypozn\u00e1me ako akciov\u00e9 spolo\u010dnosti, \u010di spolo\u010dnosti s ru\u010den\u00edm omezen\u00edm.Dru\u017estevn\u00e9 bankys\u00fa zalo\u017een\u00e9 na podielovom dru\u017estevnom vlastn\u00edctve, \u010di\u017ee podnikaj\u00fa tak povediac na vlastn\u00fa p\u00e4s\u0165.Komun\u00e1lne bankych\u00e1peme ako oben\u00e9 banky. Riadia a posyktuj\u00fa finan\u010dn\u00e9 slu\u017eby, ka\u017ed\u00e1 iba vo svojej obci, \u010di meste.Verejno- pr\u00e1vne in\u0161tit\u00facie n\u00e1m umo\u017e\u0148uj\u00fa riadi\u0165 svoje financie, ma\u0165 o nich preh\u013ead. S\u00fa to proste in\u0161tit\u00facie, ktor\u00e9 s\u00fa ovplyv\u0148ovan\u00e9 verejnos\u0165ou.Banky n\u00e1m poskytuj\u00fa n\u00e1sledovn\u00e9 slu\u017eby:P\u00f4\u017ei\u010dky a \u00favery, povinn\u00e9 alebo rizikov\u00e9 poistenie, platbu za energie, sporenie a stavebn\u00e9 sporenie, hypot\u00e9ky, be\u017en\u00e9 \u00fa\u010dty pre mlad\u00fdch aj seniorov a mo\u017enos\u0165 vyu\u017e\u00edva\u0165 kreditn\u00e9 karty.P\u00f4\u017ei\u010dky a \u00favery vyu\u017eijeme napr\u00edklad pr\u00edpade, ak ide kupova\u0165 domov. V hotovosti to\u013eko tak ve\u013ea e\u00far nem\u00e1me, \u010di\u017ee sme n\u00faten\u00ed zobra\u0165 si p\u00f4\u017ei\u010dku a n\u00e1sledne ju spl\u00e1ca\u0165. Ko\u013eko a v akom mno\u017estve budeme spl\u00e1ca\u0165 z\u00e1le\u017e\u00ed na tom, ak\u00fd obnos pe\u0148az\u00ed si po\u017ei\u010diame.Poistenieje povinn\u00e9, ako v pr\u00edpade povinnej mesa\u010dnej platby zdravotnej pois\u0165ovni. Plat\u00ed sa cca 60 e\u00far mesa\u010dne, v pr\u00edpade, ak by kv\u00f4li n\u00e1m musela zasahova\u0165 zdravotn\u00e1 slu\u017eba. Toto poistenie je teda povinn\u00e9 a plat\u00ed ho za n\u00e1s zamestn\u00e1vate\u013e, \u00farad pr\u00e1ce alebo si ho m\u00f4\u017eme plati\u0165 i sami. V pr\u00edpade, keby\u017ee od\u00eddeme zo zamestania a aj \u00faradu pr\u00e1ce. Nepovinn\u00fdm poisten\u00edm sa chr\u00e1nime v pr\u00edpade \u00farazu. Ak sa n\u00e1m stane \u00faraz a nebudeme schopn\u00ed zar\u00e1ba\u0165, toto poistenie by n\u00e1s malo kry\u0165.Be\u017en\u00e9 \u00fa\u010dtyposkytuj\u00fa slu\u017ebu hlavne mlad\u00fdm, ktor\u00ed si za\u010d\u00ednaj\u00fa zar\u00e1ba\u0165 a chc\u00fa si zalo\u017ei\u0165 vlastn\u00fd \u00fa\u010det.Term\u00edny kreditn\u00e1 karta, hypot\u00e9ka, sporenia s\u00fa n\u00e1m v\u0161etk\u00fdm jasn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00e9 slu\u017eby","item":"https:\/\/www.4weld.sk\/financne-sluzby\/#breadcrumbitem"}]}]